When it comes time to treat our drug or alcohol addiction, it can lead to many questions. We wonder which program is right? What does rehab entail? How many people will know we are going to rehab? Will we lose our jobs? Will we feel shame? How hard will it be? Will we stay sober at the end?
How will we pay for it?
The last question might seem like the least important as a sober life can be worth more than all the money in the world. But it is one that impacts many people’s decisions to attend rehab for their drug or alcohol addiction.
The good news is that the cost doesn’t have to be as expensive as it seems online. One way to help lower the cost is to use our health insurance. Many get health insurance, such as Blue Cross/Blue Shield, through our employer and it can be used to help cover the cost.
Here are some facts about using your BC/BS health insurance to pay for rehab.
Many people don’t realize how common a drug or alcohol addiction is among the U.S. population. It is called a substance use disorder and a recent government survey found 14.1 million adults had an alcohol use disorder.
For all substances, drugs and alcohol, about one in seven people older than 12 reported an addiction. The disease can impact your neighbors, your loved ones, your friends, coworkers and strangers. So don’t feel you have to be alone in your recovery effort and many can be there to provide support in the journey to sobriety.
Federal law makes it a requirement for health insurance providers such as BC/BS to provide some level of care for substance use disorders. But every plan and provider are different. There is no one size fits all, and that is true for Blue Cross/Blue Shield.
BC/BS has numerous plans so it’s best to reach out to your provider to find out what is covered and for how much. Often BC/BS will help cover at least some cost of treatments such as detox, rehab, residential care, medication and ongoing care to help you stay on the road to recovery.
Blue Cross/Blue Shield provides a website with extensive information about rehab and addiction. The site is open to anybody whether they have BC/BS insurance or not. The site provides data and facts. There is also information about rehab centers in your area.
It also provides places where people can enter their health insurance information. That allows patients to find facilities that take BC/BS health insurance. It can help lower the cost and get you started on the road to recovery.
If you are ready to get started on the road to recovery today, reach out to our staff at Holland Pathway. Our caring counselors can talk to you about your drug or alcohol treatment. They can also talk about treatment options and using Blue Cross Blue Shield health insurance to help pay for rehab.